About FloridaHOALaw.ai

What This Is

FloridaHOALaw.ai is a research and reference resource designed to help Florida homeowners, board members, and property managers understand HOA law and governing documents. It is provided for general informational, educational, and research purposes only.

Content is based on Florida Statutes Chapter 720 (Homeowners Association Act), which governs all Florida homeowners associations with mandatory membership. If you'd like answers related to condominiums, the AI assistant also covers Florida Statutes Chapter 718 (Condominiums) — see the AI assistant below.

This resource does not provide legal advice and is not a substitute for consulting a licensed Florida attorney about your specific situation.

Why FloridaHOALaw.ai Was Created

Founder Rei Takeda created FloridaHOALaw.ai after buying her own condo and discovering that the association's financial reports were inaccurate. She convinced the board to move to self-management and became the person who researched HOA law whenever a question came up (see the self-management case study). In interviews with other small, self-managed HOAs, some told her they retained a manager partly so they had someone to turn to when questions arose. Those experiences led her to build a focused research tool that combines Florida HOA law with association governing documents and provides cited answers users can verify.

How the Product Is Different

FloridaHOALaw.ai isn't a general-purpose AI assistant. It is built specifically for Florida HOA law, based on Florida statutes, aware of your association's governing documents when you upload them, and designed to include citations with legal research answers so users can verify the underlying sources. See how it compares to general AI tools like ChatGPT →
How Lexi researches the law: sources, updates, and corrections →

How We Research the Law

For a walkthrough of what you can do here — ask about HOA law, ask your own HOA documents, and review notices — see How It Works.

• 1.
  Reference pages — topic and question pages cover the most common Florida HOA questions: fines, liens, elections, records access, and general authority. Each page cites the specific statute section and links to the current text at flsenate.gov.
• 2.
  AI assistant — For questions not covered by the reference pages — including condominium questions — the AI assistant uses retrieval-augmented generation (RAG) over Florida Statutes Chapters 718 and 720 to help you research your question. You can save chat history and upload your HOA documents for context.
• 3.
  Statute links — Every cited statute links directly to the current text on the Florida Legislature's official site (flsenate.gov) so you can verify the source yourself.

Sources Used

Answers are based on Florida Statutes Chapters 718 and 720, this site's Florida HOA law topic pages, your uploaded governing documents when you provide them, and product/help content where applicable.

Who It's For

Who Maintains This

FloridaHOALaw.ai is maintained by founder Rei Takeda as a focused research tool for Florida HOA board members, homeowners, managers, and attorneys. She is a software engineer and Director of Analytics and AI supporting the U.S. Navy, where she leads analytics and AI teams supporting Naval Aviation, with experience building secure, data-driven software systems. Her background includes AI-enabled systems, secure software development, privacy, and cybersecurity, and she holds cybersecurity certifications including CISSP, CEH, and Security+. She also holds the Project Management Professional (PMP) certification. FloridaHOALaw.ai is designed for legal research and document review support, with citations that help users verify the underlying sources and decide when attorney guidance is needed.

FloridaHOALaw.ai, TexasHOALaw.ai, and Davis-Stirling-Act.ai are independent products and are not affiliated with, sponsored by, or endorsed by the U.S. Navy or any government agency.

How Your Information Is Handled

FloridaHOALaw.ai is built with privacy-conscious document handling and secure software development practices. Uploaded governing documents are used to support your HOA research experience, including future questions about your association's documents. The product is designed so users can review Florida HOA law and governing documents in one place without repeatedly re-uploading the same materials.

• ✓ Uploaded governing documents are used to answer HOA-related questions for your account or association.
• ✓ Governing documents remain available for future searches unless removed.
• ✓ The product is built by a software engineer with cybersecurity training and secure development experience.
• ✓ Legal research answers include citations so users can verify the underlying sources.

How to Use It Responsibly

FloridaHOALaw.ai is a research assistant, not a substitute for legal advice. Check answers against the cited statutes and your own governing documents. For disputes, litigation, or fact-specific legal decisions, consult a licensed Florida attorney.