Does my HOA need a published fine schedule in Florida?

Reviewed May 2026

📘 Short Answer

Yes. Under Florida Statutes §720.305, HOA fines must be reasonable and the association's governing documents or adopted rules must specify the fine amounts. Fines are capped at $100 per day and $1,000 total unless the governing documents allow more. A fine for an undisclosed amount is generally not enforceable. This answer applies to Florida homeowners' associations governed by Chapter 720. Condominium associations are generally governed by Chapter 718, which may have different requirements.

⚖️ Relevant Florida Law

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F.S. §720.305 — Governs HOA fines, suspensions, notice, and fining committee approval.
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F.S. §720.303 — Governs HOA powers, duties, meetings, records, budgets, recalls, and member rights.

🏠 What This Means for Homeowners

If you are a Florida homeowner researching does a florida hoa need a fine schedule?, focus on the required notice, governing-document authority, deadlines, records, and dispute options under F.S. §720.305.

✓ Save the notice, rule, account ledger, meeting notice, or board decision connected to this fines issue
✓ Request a copy of the association's fine schedule or rules specifying fine amounts
✓ Verify the fine you received is for an amount authorized in the rules
✓ If no fine schedule exists or the amount is not listed, raise this at the fining committee hearing

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🏢 What This Means for Boards and Managers

Florida HOA boards should confirm authority in the governing documents, follow the required notice or meeting process, and document each decision before acting on does a florida hoa need a fine schedule? under F.S. §720.305.

✓ Confirm the association's governing documents and Florida law authorize the action
✓ Adopt a fine schedule specifying dollar amounts per violation type
✓ Keep fines within the $100/day and $1,000 total statutory limits
✓ Distribute the fine schedule to all members
✓ Update the fine schedule by board resolution when amounts change

⚠️ Common Mistakes to Avoid

✕ Imposing fines without any adopted schedule specifying amounts
✕ Exceeding the $100/day or $1,000 cap without governing document authority
✕ Not distributing the fine schedule to all members