Florida HOA Liens & Assessments
Florida HOAs may record assessment liens for unpaid dues and fees, but must first send a 45-day notice of intent to lien by certified mail under Florida Statutes §720.3085. Interest on delinquent assessments is capped at 18% per year. Foreclosure must proceed through the courts as a judicial process. Sellers must obtain an estoppel certificate under §720.30851 before closing.
Questions in this topic
- Can my HOA put a lien on my home in Florida? Yes. Under Florida Statutes §720.3085, a Florida HOA can record an assessment lien against your property for unpaid asse…
- Can my HOA foreclose on my home in Florida? Yes. Under Florida Statutes §720.3085, a Florida homeowners association (HOA) may foreclose on a property through judici…
- What is an HOA assessment in Florida? A Florida HOA assessment is a mandatory fee charged to homeowners by the association to pay for community expenses such …
- What is the 45-day notice of intent to lien in Florida? Under Florida Statutes §720.3085, before recording an assessment lien, a Florida HOA must send a notice of intent to rec…
- How do I pay off and remove an HOA lien in Florida? To pay off a Florida HOA lien, request the full payoff amount and pay all assessments, interest, late fees, collection c…
- Can my HOA charge interest and late fees on delinquent assessments in Florida? Yes. Under Florida Statutes §720.3085, Florida HOAs can charge interest on delinquent assessments at a rate not exceedin…
- What is an HOA estoppel certificate in Florida? A Florida HOA estoppel certificate states the amounts currently owed to the homeowners association for a property, inclu…
Have a specific question about your situation?
Our AI assistant can walk you through Florida HOA law as it applies to your specific circumstances.
Ask Lexi about your assessment or lienSee something outdated or incorrect? Let us know · How Lexi researches the law